What Are My Debt Relief Options In Boca Raton?

Financial Freedom on Highway Signpost.Is your financial situation becoming unworkable? Are you having trouble making your payments? First of all, doing nothing is not an option. Your financial issues are not going to solve themselves. For most people who owe $10,000 or more in unsecured debt — such as credit cards — it will only get worse. So what options do you have? At Debt Relief Law Florida, we can provide you with the information you need to make sound choices about all your debt relief options, including bankruptcy, debt settlement, mortgage modification and foreclosure defense.

We can help you find a debt relief solution tailored to the unique needs of you and your family. Call 561-826-8986 today to schedule a free appointment to learn more about how we can help.

Foreclosure Defense

This is a term that is often thrown out into the public sphere by companies seeking to make thousands of dollars in fees without obtaining results for their customers. Realistically, “foreclosure defense” is more of a foreclosure delay unless action is taken to resolve the core issue: you owe your lender money and it is going to take your house if you do not pay.

Unlike debt consolidation companies, our goal is to provide you with honest advice and representation so you can achieve the debt relief you need. To learn more about how we can help you resolve the underlying issue surrounding your pending foreclosure, see our mortgage modification page.

Credit Card Settlement

In some cases, settling outstanding debt with the credit card company is an appropriate option. However, there are drawbacks to taking this approach to debt relief. If you are struggling to make your minimum payments, a lump sum settlement is likely not an option. If you were able to pay the outstanding debt you would have done so already.

Secondly, payment plans can leave you with a burden that lasts for months or even years, leaving you one missed payment away from your credit card settlement plan unraveling. As a result, bankruptcy is often a better option for credit card debt due to the ease in which this unsecured debt can be discharged through a Chapter 7 bankruptcy.

Debt Negotiation

Negotiating with creditors to reduce or remove debt is a great option for many individuals. You would be amazed at what a good negotiation can get you, especially if you owe money on a commercial property. Our founding attorney, Angelo Gasparri, has extensive debt negotiation experience. He can work on your behalf to negotiate a settlement that addresses all of your issues and allows you to begin down a path to financial freedom and well-being.


For most people going through financial trouble, bankruptcy is the simplest, quickest and most cost-effective debt relief option. Even better, it allows people to protect their stuff. It is also an often misunderstood option. At Debt Relief Law Florida, we can explain all of your bankruptcy options — including Chapter 7 and Chapter 13 — and then handle all aspects of your bankruptcy, including helping you move down the path to credit restoration.

To learn more, see Why Bankruptcy Can Be a Great Choice.

How Can I Stop Debt Collections Agencies From Calling Me?

If you are facing harassment and other actions from debt collection agencies, we can help you. We encourage you to learn more about your options for debt relief. Contact our law firm to schedule a free appointment with our Boca Raton creditor harassment lawyer.

In addition to our many services, we are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.