Credit Card Settlement Attorney Boca Raton
The most common type of debt impacting the financial well-being of individuals and families is unsecured debt. What is unsecured debt? It is debt involving a service that has already been rendered or a purchase that has been made. The most prominent examples of unsecured debt are credit card debt and medical bills. Whether you are starting to miss payments on unsecured debts or your financial situation just isn’t working, an experienced and qualified debt relief lawyer can help you identify and understand your options for getting your house in order.
At Debt Relief Law Florida, we can help you identify the best way forward for achieving debt relief. This includes counseling you on all of your debt relief options and identifying which of your debts may be dischargeable through Chapter 7 or Chapter 13 bankruptcy, if bankruptcy is the appropriate option for your situation.
You don’t have to wait another day. The road to a better place begins now. Call 561-826-8986 to schedule a free appointment with our Boca Raton repossession lawyer.
Unsecured Creditors Only Have One Tool
The common thread that ties together unsecured debt is the fact that repossession is not an option. You have already made the purchases with your credit card or received the medical services you owe money for. All they can do is keep calling you and making empty threats.
This will not happen immediately. After a debt has been outstanding for more than 90 days, you will likely start hearing from a collections department that will increase its aggression in seeking repayment and threatening you with legal action.
Between six months and a year, the debt will likely be sold to a collections agency that will be more aggressive in trying to make your life miserable. Even though it will likely not actually happen, the agency may even threaten to sue you to get the payment it seeks.
How Can You Make The Harassment Stop?
The first step is getting in touch with an experienced debt relief lawyer who can provide you with an accurate assessment of your options. Before spending your time and hard-earned money on an unregulated debt elimination scam, visit a professional debt relief lawyer. Avoid being victimized by unregulated scams. At Debt Relief Law Florida, we are held to a high standard of ethical conduct. You can trust us to explain your rights.
There are a number of options for dealing with your debt. You can pay back the debt, negotiate a settlement or file for bankruptcy. If you could easily pay back the debt, you most likely would have by now. We can help you negotiate a settlement or determine whether Chapter 7 or Chapter 13 bankruptcy is right for you. As soon as you file for bankruptcy, your creditors and collections agencies will be required by law to leave you alone.
Once your debts are discharged, you will have the fresh start you need to repair your credit and rebuild your finances.
Get The Relief You Need — Contact a Boca Raton Credit Card Debt Lawyer
Contact us today to learn more about your debt relief options from a knowledgeable debt relief attorney. You can rely on our law firm to provide you with personal attention and hands-on service every step of the way.
In addition to our many services, we are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.