Chapter 13 Bankruptcy Lawyer Boca Raton
If you are having a hard time making your finances work, it is crucial to get the answers you need from an attorney you can trust. At Debt Relief Law Florida, we understand that it is our job to assist you in finding a cure for your financial issues so you can put things back in order. Our commitment is to explain all of your debt relief options (including bankruptcy), treat you with honor and respect and bring ease to the entire process.
Bankruptcy is a federal right with biblical roots that serves as the constitutional pathway to financial recovery. While the Bible talks about the need to repay your debts, a number of passages balance that with the need for compassion and the call to cancel debt at reasonable intervals. This biblical notion is the foundation of our bankruptcy laws. Bankruptcy allows debtors to keep all of their property and assets, such as their homestead and car, while allowing them to get a fresh start.
There is judicial oversight of the bankruptcy process, a process which is predictable and something that we make understandable for our clients. This stands in stark contrast to the debt consolidation industry that often results in investigations. In fact, this industry has been outlawed in numerous states due to the unscrupulous practice of taking thousands of dollars in fees without resolving the debt issues of clients.
Also, you will not have to go to court; we will handle all court appearances and administrative process issues on your behalf. After your debt is discharged through bankruptcy, you will have confidence in knowing your issues are 100 percent resolved. We will even assist you with restoring your credit, putting you on the path to financial well-being.
The road to a better day begins now at Debt Relief Law Florida. Call 561-826-8986 for a free appointment with our Boca Raton bankruptcy law attorney.
Bankruptcy Stops Creditor Harassment
If your financial issues have progressed to the point where creditors are contacting you, bankruptcy can put a stop to it. Harassment from creditors and collections agencies stops as soon as you file for bankruptcy due to the automatic stay that goes into effect. The automatic stay can also prevent wage garnishment, repossession and other actions that creditors and collections agencies take.
Boca Raton Chapter 7 Attorney
Chapter 7 offers the quickest, most complete relief from financial hardship. It allows you to ask the court to discharge all of your eligible debts, and simply hit the financial reset button. Our goal in Chapter 7 is to get an “Order of Discharge.” This works best for people who have been out of work for a while, who seek to abandon underwater real estate or who have very limited assets.
Chapter 13 provides people with an extraordinary opportunity to restructure debt, right size real property and manage debt. Many people panic because they feel they are afraid of the “payment plan” associated with the Chapter 13 program.
At its best, Chapter 13 provides us with an opportunity to strip liens (really, we can get rid of your second mortgage), cram down debt on cars and protect large amounts of assets.
For individuals with higher incomes, our lawyers can use Chapter 13 to dramatically reduce the amount of debt owed, flatten out interest, restructure challenging bills like student loans and taxes, and provide a great deal of certainty on how to clean up the debt situation.
Contact us today to learn more about your debt relief options in a free appointment with an experienced attorney. Our law firm will be there right alongside you through the whole process, with integrity, speed and ease.
In addition to our many services, we are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.